Personal Finance Advisor / Certified Financial Planner®

• Job Description
• Certified Financial Planner® / Personal Financial Advisor
• Contractor - US ONLY
• Remote

Job Summary

In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters.

Key Responsibilities

• Review realistic financial planning scenarios that reflect everyday client conversations, covering budgets, emergency funds, debt payoff, retirement planning, and more.
• Evaluate AI-generated advice for suitability, clarity, and practicality for mainstream and mass-affluent households.
• Detail how you would conduct advisory conversations — including question frameworks, goal prioritization, and tradeoff discussions (e.g., mortgage payments vs. 401(k) matching, debt repayment vs. investing).
• Articulate actionable decision rules and rules of thumb used with real clients (such as cash reserve targets or savings-rate benchmarks).
• Deliver written feedback to refine AI explanations, next steps, and tradeoff framing — focusing on clear, empathetic language for non-experts.
• Identify compliance and risk considerations, advising when to stay within scope or refer to other specialists (CPA, attorney, insurance).

Required Skills and Qualifications

• Several years of client-facing experience as a Financial Planner/Advisor, Personal Financial Consultant, or similar role serving mainstream households (W-2 income, standard employer retirement plans, common debts, and insurance needs).
• Demonstrated expertise in budgeting, cash-flow planning, debt management, retirement planning, education savings, and risk management for everyday clients.
• CFP® certification strongly preferred (or CFP exam passed with relevant experience), though ChFC or other credentials considered when paired with substantial practical experience.
• Exceptional written and verbal communication skills, able to explain tradeoffs in simple, reassuring language.
• High professional integrity, strong compliance orientation, and commitment to a fiduciary/client-first standard.
• Hands-on experience with standardized planning processes and a proactive approach to financial problem-solving.

Preferred Qualifications

• Experience blending holistic planning and financial coaching, especially in mass-market or workplace advisor roles.
• Experience mentoring junior advisors or developing planning process materials (checklists, playbooks, workflows).